Consumer financing people actually love

Wisetack is monthly payments built especially for real life services, minus the paperwork and hidden fees
watch how it works
A hand holding a card with a financing offer that was picked from 5 other cards showing to the right side.

Pay over time for services, instantly

A yellow circle with a white check mark.
Simple.
With a text or link right on an invoice, customers can see their options in under a minute. Easy peasy.
A yellow circle with a white check mark.
Clear.
Customers and businesses know exactly what they’ll pay upfront. Everyone wins.
A yellow circle with a white check mark.
Loved.
85% of customers would recommend Wisetack to a friend.

Simple financing for services that matter

Thousands of businesses use Wisetack to give their customers transparent, friendly payment options.

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It’s never been easier to give your customers options

We integrate directly with your business software, so that customers can apply within seconds, and you don’t have to worry about handling sensitive information. You get paid upfront and your customers pay over time.

Blue hand pointing to 1 of 3 financing options.
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Easy monthly payments –
no pain or paperwork

Consumer-friendly financing makes it easy to afford the services you care about. Now you can invest in what matters most without surprises or unexpected late fees.

You power businesses. We empower their customers.

We’re a technology platform that lets you offer your customers real-time consumer lending at the point of sale. Our simple API lets you integrate a differentiated offering.

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Built to help businesses and their customers thrive

Transparency

Clear terms, no hidden fees. Tricking people isn't our style.

Technology

Built for both scale and speed, by an experienced team.

Simplicity

Focused on creating a blissfully simple customer experience.

Why customers love Wisetack

Quotes

The process was much more streamlined than the other kind of financing that we were using.

Patty Wright
Beehive Plumbing
Salt Lake City, Utah
Quotes

We love using Wisetack. This is 10x better than my previous financing provider.

Eric Lima
Olson Superior Plumbing
Lake Forest, California
Quotes

Wisetack is EASY. I’ve used other platforms, but they are expensive, especially compared to Wisetack.

Colby Hunter
Hunter Electrical Services
San Antonio, Texas
Quotes

I love that it’s so simple to get my customers approved! Wisetack is so easy to use and gives my clients the best APR for their buck!

Freddy Leyva
SUB TEMP Air Conditioning & Heating, LLC
Midland, Texas
Quotes

I wanted to give my customers another option to invest in their vehicles. Wisetack gives them an easier option for financing than a credit card!

Kent Williams
W4 Auto Detail LLC
Vinita, Oklahoma
All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs.

A payment option people actually love

Wisetack is monthly payments for real life services
For illustrative purposes only*
A hand holding a card with a financing offer that was picked from 5 other cards showing to the right side.A hand holding a card with a financing offer that was picked from 5 other cards showing to the right side.A hand holding a card with a financing offer that was picked from 4 other cards showing to the right side.

Pay through Wisetack in just a few clicks

A yellow circle with a white check mark.
Simple.
With a text or link on an invoice, customers see their options in under a minute.
A yellow circle with a white check mark.
Clear.
Customers and businesses know exactly what they’ll pay upfront.
A yellow circle with a white check mark.
Loved.
85% of customers give Wisetack a 9 or 10 out of 10.
Read the reviews
Logo for Olson Superior Plumbing
A blue quote mark
We love using Wisetack. This is 10x better than my previous financing provider.”
Eric Lima  |  Olson Superior Plumbing  |  Lake Forest, CA
Logo for Hunter Service Group
A blue quote mark
Wisetack is EASY. I’ve used other platforms, but they’re expensive, especially compared to Wisetack.”
Colby Hunter  |  Hunter Electrical Services  |  San Antonio, TX
Logo for Ergeon
A blue quote mark
We love that we are able to call the customer and say we have financing knowing it is a good product for them.”
Sofia Galindo  |  Ergeon  |  Locations in 8 states
Logo for W4 Car Detailing
A blue quote mark
Wisetack gives my customers an easier option for financing than a credit card!”
Kent Williams  |  W4 Auto Detail, LLC  |  Vinita, OK
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Join thousands of businesses offering Wisetack

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Home services
HVAC, plumbing, electrical, fencing, garage doors, flooring, pest management, & more
learn more

We'll bring the tech, you bring the service

Wisetack is for service businesses that want to give their customers a monthly payment option for large purchases. It only takes a text message and a few minutes.
READ more
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We’re probably already available in your field service management tool. 
Here’s just a few of our partners.
Housecall Pro logoDental Intelligence logoJob Nimbus logoArc Site logoField Pulse logo360 Payments logo360 Payments logoThryv logoThumbstack logoShopboss logoContractor Accelerator logoJobber logoOrbisX logoPaint Scout logoProjul logoContractor Plus logoWorkwave logo
Computer code and a service invoice with the option to pay monthly through Wisetack.
For illustrative purposes only*

Software platforms that embed Wisetack drive growth

Our flexible APIs make it easy to add Wisetack to any user experience

learn more
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We made the list!
#21
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs.

Based on 20,112 net promoter (NPS) survey ratings captured by Retently as of Mar 2024.