Expand the 0% APR options you offer

Give your customers interest-free financing up to 24 months when you enroll in a 0% APR add-on.*

Enroll now

0% APR add-ons

Enroll today to extend your 0% APR options up to 6, 12, or 24 months beyond the standard 3 months to instantly attract new customers, close more jobs, and deliver a superior customer experience.*
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Attract new customers with the payment flexibility they need
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Close larger jobs when you make it easier for homeowners to say "yes"
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Deliver a seamless customer experience, from scheduling to payment

Compare our pricing across add-ons

You only pay a higher fee when your customer qualifies for and selects a 0% APR option for 6, 12, or 24 months. For all other options, the fee you pay is 3.9%.
Standard
(default)
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3
mo.
0% APR option + interest-bearing options from 3 to 60 months
3.9% fee
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Up to 6 months
new
6
mo.
0% APR option
4.9% fee
Up to 12 months
NEW
12
mo.
0% APR option
6.9% fee
Up to 24 months
MOST POPULAR
24
mo.
0% APR option
9.9% fee
Standard
(default)
A white line
3
mo.
0% APR option + interest-bearing options from 3 to 60 months
3.9% fee
A blue plus sign in a circle and the text add-on
Up to 6 months
new
6
mo.
0% APR option
4.9% fee
Up to 12 months
most popular
12
mo.
0% APR option
6.9% fee
Up to 24 months
most popular
24
mo.
0% APR option
9.9% fee
Unsure about it? Trial it for a period of time and see how your customers respond. You can always un-enroll at any time.

Ready to enroll? Log in to the merchant portal, navigate to Account settings → Merchant information → 0% APR add-ons and select Update.

Have more questions? Check out our help center article.

Why businesses love Wisetack

Approval rate1
And we accept credit scores as low as 540
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Stellar customer reviews 85% of customers give us a 9 or 10 out of 102
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No pain or paperwork
Hands-off process with no handling of sensitive information
1 Wisetack historical data as of February 2023
2 NPS survey as of February 2023

Frequently asked questions

How do I enroll in a 0% APR extended add-on plan?

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What fee do I pay if my customers don’t qualify for or choose a 6, 12, or 24 month 0% APR option?

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Can I trial a 0% APR add-on for a period of time?

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Why didn’t my customer see a 0% APR option?

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What credit score is needed to qualify for a 0% APR option?

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What percentage of approved customers will see a 0% APR option?

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*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $1,200 purchase could cost $104.89 a month for 12 months, based on an 8.9% APR, or $400 a month for 3 months, based on a 0% APR. Offers range from 0-35.9% APR based on creditworthiness. No other financing charges or participation fees. See additional terms at http://wisetack.com/faqs.
Submit this form to learn more or enroll.