Financing Fundamentals

Credit cards vs. installment loans: which is best for your customers?

Installment loans are often a superior option to credit cards when it comes to larger loans — thanks to lower rates.

Why getting an emergency loan is easier than ever for consumers

Modern financing providers like Wisetack are making emergency-loans better than ever with fair rates, fewer fees and no credit impact.

Quiz: The hidden costs of financing

Dump deferred-interest loans for true 0% APR loans

"No interest if paid in full" loans, also known as deferred-interest loans can be misleading. True 0% APR loans are a much better choice.

What's the difference between hard and soft credit checks?

Credit checks are common when financing but aren’t all the same: hard inquiries usually hurt your credit score; soft inquiries don’t.